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[主观题]

Another possible source of loans are a life 【M1】______ insurance policy. When you study in

Another possible source of loans are a life 【M1】______

insurance policy. When you study insurance,

you will learn that some types of life insurance

have cash or loan value. Anyone who owns 【M2】______

this type of insurance may borrow up to

the number of its cash value. 【M3】______

Life insurance loans are easy to obtain.

Tile rate charged is less than that for almost

any other type of loan available for consumers. 【M4】______

This is because the lender takes none risk. 【M5】______

Also, borrowers may take as long as they want

to repay their loans. Although that may seem

likely an advantage, it can also be a disadvantage 【M6】______

When a borrower is not required to

repay a loan within certain period of time, it is easy 【M7】______

to let it run on and on. This increases the dollar

cost of a loan as the loan continues. Also the 【M8】______

amount the insurance company will pay for case 【M9】______

of death is reduced by the amount of the loan.

For example, suppose that someone with

$10,000 of insurance borrows $2,000

and dies, leaving the loan unpaying. The insurrance 【M10】______

company would pay only $8,000 to the

person entitled to receive the money. Of

course, if the $2,000 loan had been obtained

from another source, it would still have to be paid.

【M1】

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第1题

Another important way to prolong the life of cut flowers is ____________________A.by

Another important way to prolong the life of cut flowers is ____________________

A.by keeping its original shape and colour

B.in the life of the cut flower

C.to produce carbon dioxide

D.for as long as possible

E.by controlling temperature

F.to replace the water and solution every day

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第2题

Another important way to prolong the life of cut flowers is ____________________ A.

Another important way to prolong the life of cut flowers is ____________________

A.by keeping its original shape and colour

B.in the life of the cut flower

C.to produce carbon dioxide

D.for as long as possible

E.by controlling temperature

F.to replace the water and solution every day

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第3题

Another important way to prolong the life of cut flowers is___________ A.by ke

Another important way to prolong the life of cut flowers is___________

A.by keeping its original shape and colour

B.in the life of cut flowers

C.to produce carbon dioxide

D.for as long as possible

E.by controlling temperature

F.to replace the water and solution every day

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第4题

Another important way to prolong the life of cut flowers is______ A.by keeping

Another important way to prolong the life of cut flowers is______

A.by keeping its original shape and colour

B.in the life of cut flowers

C.to produce carbon dioxide

D.for aslong as possible

E.by controlling temperature

F.to replace the water and solution every day

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第5题

Short-term debt is a major source of funds for a firm. For large firms, commercial banks a
re the source of short-term finance, and for small firms, they can also turn to commercial banks when they have difficulties in revolving, Lines of credit may be obtained【B1】commercial banks as a possible way of【B2】that the firm has a/an【B3】source of short-term finance.

In general,【B4】banks can increase the effective rate of【B5】that they earn on a loan by requiting a【B6】to maintain compensating balances, by discounting the【B7】in advance(i.e. deducing the interest at the beginning of the loan), or【B8】requiring installment payments. How- ever, commercial bank loans may still be cheaper than other【B9】of short-term finance such as trade credit.

Trade credit is【B10】to suppliers and is a【B11】source of finance. Many small firms use it【B12】there is no other source of funds【B13】to them. The borrower may also be【B14】of its true cost which is【B15】more expensive than short-term loans from commercial【B16】

Commercial paper is unsecured short-term debt. It is usually【B17】by large creditworthy corporations as【B18】source of short-term funds. The【B19】interest rate is usually lower【B20】comparable commercial bank loans.

【B1】

A.from

B.with

C.through

D.in

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第6题

Short-term debt is a major source of funds for a firm. For large firms, commercial banks a
re the source of short-term finance, and for small firms, they can also turn to commercial banks when they have difficulties in revolving. Lines of credit may be obtained【C1】______commercial banks as a possible way of【C2】______that the firm has Jan【C3】______source of short-term finance.

In general,【C4】______banks can increase the effective rate of【C5】______that they earn on a loan by requiring a【C6】______to maintain compensating balances, by discounting the【C7】______in advance(i.e.deducing the interest at the beginning of the loan), or【C8】______requiring installment payments. However, commercial bank loans may still be cheaper than other【C9】______of short-term finance such as trade credit.

Trade credit is【C10】______to suppliers and is a【C11】______source of finance. Many small firms use it【C12】______there is no other source of funds【C13】______to them. The borrower may also be【C14】______of its true cost which is【C15】______more expensive than short-term loans from commercial【C16】______

Commercial paper is unsecured short-term debt. It is usually【C17】______by large credit-worthy corporations as【C18】______source of short-term funds. The【C19】______interest rate is usually lower【C20】______comparable commercial bank loans.

【C1】

A.from

B.with

C.through

D.in

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