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[主观题]

More than how much money comes in it's a matter of how you spend it.That's where

budgeting comes in.A detailed budget helps you keep tabs on your income.There are many people who are able to live comfortably on what they earn, even if their income is modest.A budget, therefore, keeps track of income and expenses.It will segregate your fixed expenses like your food, stay and insurance and your variable expenses like your travel, entertainment, etc.

Adequate insurance for you and your family is an essential part of investing.Life, health and property insurance protect you and your loved ones from unforeseen mishaps.It is also wise to make a will so that your assets can be handled smoothly.

Good personal finance management involves investing, managing risk, insurance, understanding and handling debt and credit, knowing the value of time and money and ensuring that your retirement is taken care of.While planning you make an assessment of your present situation in relation to your goals.Managing personal finances becomes a hassle when you get into debt.Debt is what you owe, and can be good and bad.If you have borrowed money to buy property, it is an investment and the money you pay against interest on the loan is tax deductible.But running up debts like overdue credit cards is not good.This is why budgeting is very important so that you know exactly where your money is going.It is very easy to lose track of what you spend without a budget.

There are multiple ways to invest and save for the future.The crux of the matter is to keep in mind your sources of income and account for your expenses, while keeping a budget that is feasible.Periodical review keeps you in control of your personal finance.

1.The word "modest" in Para.1 probably means "____________"？

2.How many ways of finance management does the author mainly mention？

A.3

B.4

C.5

D.2

3.What's the essential part of investing for a family？

A.Sources of income

B.Various expenses

C.Adequate insurance

D.Detailed budget

4.How does the author think of debt？

A.It's completely bad

B.It's both good and bad

C.It's wonderful

D.It's not mentioned

5.What does this passage mainly talk about？

A.How to manage money

B.How to spend money

C.How to invest money

D.How to loan money

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第1题

W: How much time should I spend on online searching for a job？M: Limit your time online

A.Q: What does the man mean？

B.The woman should spend half of her time searching for a job onlin

C.The woman should spend more than half of her time doing an online job searc

D.The woman should spend as little time as possible on a job search onlin

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第2题

Alice can make 20 dollars per hour. Bob earns 40% more than Alice, and Carlos earns 25%

A. How much does Carlos earn per hour？（）

B.18$

C.21$

D.28$

E.35$

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第3题

there is no reason that they should limit how much vitamin you take ____ they can limit how much water you drink.

A. any more than

B. no more than

C. much more than

D. no less than

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第4题

Don’t （) how much you can get done in a day, because many things take more time than we expect.

A.expect

B.estimate

C.overestimate

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第5题

Regarding the control process, what is measured is ______________ than how we measure

A.less important

B.equally important

C.much less important

D.more important

E.five times more important

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第6题

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A．more than

B．no more than

C．a lot of

D．much

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第7题

A company records $42,000 more in tax depreciation than in book depreciation. Assuming

a 35% tax rate will apply in the future, how much will be record as a deferred tax liability during the year？

A. $14,700.

B. $27,300.

C. $42,000.

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第8题

I'm really （) in nature than beauty.

A.intersted

B.more intersting

C.more interested

D.much intersted

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第9题

Passage Four "We're more than halfway （中途) now; it's only two miles farther to the

Passage Four

"We're more than halfway (中途) now; it's only two miles farther to the tavern (客栈) ," said the driver.

"I'm glad of that," answered the stranger, in a more sympathetic way. He meant to say more but the east wind blew clear down a man's throat if he tried to speak. The girl's voice was quite attractive; however, later he spoke again.

"You don't feel the cold so much at twenty below zero in the Western country. There isn't such damp chill (潮冷)", he said, and then it seemed as if he had blamed the uncomplaining young driver. She had not even said that it was a bad day, and he began to be conscious of a warm hopefulness of spirit, and sense of pleasant adventure under all the woolen scarves.

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"I shall not have to go back!" cried the girl, with eager pleasantness. "I'm on my way home now. I drove over early just to meet you at the train. We had word that someone was coming to the tavern."

46. How far was the drive from the train to the tavern？

A. One mile.

B. About four miles.

C. Two miles.

D. Less than four miles.

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第10题

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第11题

He was much more thorough in his studies than the rest of his class and it was for thi

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A、why

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C、that

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