State governments and the colleges themselves have ________ financial help to students
A.grounded
B.granted
C.graded
D.planted
![](https://lstatic.shangxueba.com/sxbcn/h5/images/tips_org.png)
A.grounded
B.granted
C.graded
D.planted
第1题
State and local governments provide().
A、police and fire protection
B、education
C、public works
D、other services
第2题
第3题
第4题
A.commercial banks
B.the federal government
C.large corporations
D.state and city governments
第5题
______should be involved in the campaign to deal with substance abuse among youth.
A. Schools
B. Local, state and national governments
C. Families and community
D. All of the above
第6题
A、unable to issue bonds
B、responsible for federal deficit
C、possible to go bankrupt
D、unable to levy tax
第7题
第8题
A zero-coupon bond is one that().
A.effectively has a zero percent coupon rate.
B.pays interest to the investor based on the general level of interest rates, rather than at a specified coupon rate.
C.pays interest to the investor without requiring the actual coupon to be mailed to the corporation.
D.is issued by state governments because they don't have to pay interest.
E.is analyzed primarily by focusing (“zeroing in”) on the coupon rate.
第9题
SECTION A COMPOSITION (35 MIN)
Should governments spend more money on improving roads and highways, or should governments spend more money on improving public transportation (buses, trains, subways)? Why?
Write on ANSWER SHEET TWO a composition of about 200 words on the following topic:
Improving Roads or Improving Public Transportation?
You are to write in three parts:
In the first part, state your point of view clearly.
In the second part, give some specific reasons to support your view.
In the last part, bring what you have written to a natural conclusion or a summary.
Marks will be awarded for content, organization, grammar and appropriateness. Failure to follow the above instructions may result in a loss of marks.
第10题
This survey has presented the arguments for more private funding and for fairer pensions. Such changes will create motives for individuals to take charge of their own retirement needs rather than leaving the task to the state. This, in turn, will make the provision of public pensions more afford- able.
Even so, the state will continue to play a leading role in pensions. At a minimum, governments must offer a safety net, probably in the form. of a defined benefit financed through taxation, for people who for some reason have not been able to provide for themselves and who would otherwise be miserable in old age. More broadly, there is a case for the state to offer a slimmed-down pay-as-you-go pension system, although as far as possible this should be organized along defined-contributions lines. Such provision widens the range of assets to include human capital because the effective return comes from total wages, and offers a safe if low return.
Governments also have to create a suitable framework for effective private pensions. Administrative(行政的)expenses have to be tightly controlled, and appropriate tax motives have
to be offered to encourage voluntary pension saving. Where the state provides a generous safety net, private-pension saving may have to be made mandatory(强制的) , otherwise many people will not bother.
So much for the developed countries, but what of the more youthful populations of tile rest of the world? In 1994, the World Bank came down heavily in favor of more funding in private accounts. It thought the state's role should be to provide a smallish first pillar with the limited task of providing protection against old-age poverty, and to command a privately-funded second pillar to provide the bulk of pensions.
More private funding and fairer pensions______.
A.can urge people to save more private-pensions
B.may be financed through tax
C.can lessen the burden of the state
D.can provide more public pensions
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