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听力原文:Many banks in America now carry accounts with the Bank of China, Shanghai.(5)A.Ma

听力原文:Many banks in America now carry accounts with the Bank of China, Shanghai.

(5)

A.Many banks in America accept accounts with the Bank of China, Shanghai.

B.Many banks in America start business with the Bank of China, Shanghai.

C.Many banks in America have accounts with the Bank of China, Shanghai.

D.Many banks in America owe money to the Bank of China, Shanghai.

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第1题

短文理解听力原文:Dealers in government and private securities need short-term financing to

短文理解

听力原文: Dealers in government and private securities need short-term financing to purchase new securities and carry their existing portfolios of securities until those securities are sold to customers or reach maturity. Such loans are readily granted by many of the largest banks because of their high quality--often backed by pledging the dealer's holdings of government securities as collateral. Moreover, many loans to securities dealers are so short-overnight out to a few days that the bank can quickly recover its funds or make a new loan at a higher interest rate if the credit markets have tightened up.

21. Who need short-term financing according to the passage?

22.Why such loans are so high quality?

23.How long will the dealers keep such loans?

(21)

A.Dealers in foreign exchange.

B.Dealers in government bonds.

C.Dealers in IPO.

D.Dealers in government & private securities.

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第2题

听力原文:Banks change their base rates fairly infrequently.(5)A.Banks often change their b

听力原文:Banks change their base rates fairly infrequently.

(5)

A.Banks often change their base rate.

B.Banks seldom change their base rate.

C.Banks never change their base rate.

D.Banks change their base rate at regular intervals.

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第3题

听力原文:M: Most banks tend to decline loan proposals which are highly speculative.W: I th

听力原文:M: Most banks tend to decline loan proposals which are highly speculative.

W: I think because the banks expect the loan to generate sufficient profit and positive cash-flow for themselves and for the clients.

Q: What will the banks usually do to the highly speculative loan proposals?

(15)

A.The banks will disapprove them.

B.The banks will approve them.

C.The Bank will benefit from the loans.

D.The bank will make profit from lending.

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第4题

听力原文:M: What is a cheque card?W: It was originally issued in UK. British banks started

听力原文:M: What is a cheque card?

W: It was originally issued in UK. British banks started to issue cheque cards in 1965, and as from 1969 all the main commercial banks in Britain agreed to issue a standardized form. of cheque card.

Q: What happened to British banks in 1969?

(17)

A.All the main commercial banks in Britain agreed to issue a standardized form. of cheque card.

B.British banks started to issue credit cards.

C.Customers of British banks may cash their cheques in European countries.

D.Commercial banks in the United States began to issue cheque card.

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第5题

听力原文:M: Can you give an example of types of risks Banks face?W: Yes. The major type of

听力原文:M: Can you give an example of types of risks Banks face?

W: Yes. The major type of risks is called credit risk. It means a counterpart fails to perform. according to a contractual arrangement.

Q: What are they talking about?

(13)

A.A contractual arrangement.

B.A counterpart.

C.Many types of risks.

D.Credit risk.

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第6题

听力原文:W: Do the banks set the same credit lines to all the customers?M: No. Banks norma

听力原文:W: Do the banks set the same credit lines to all the customers?

M: No. Banks normally set different credit lines to different groups of cardholders. That depends on the personal income, the occupation, and to a large extent, on the creditworthiness of the customer.

Q: What will be the credit line if a customer is a professor and has a good reputation?

(20)

A.The credit line will be lower than usual.

B.The credit line will be higher than usual.

C.The credit line will be as usual.

D.The credit line will be indefinite.

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第7题

听力原文:A revolving documentary credit in relation to value involves the buyer and the ba
nks in an incalculable liability.

(8)

A.The banks have an incalculable liability under the documentary credit revolving in value.

B.The banks prefer to issue the documentary credit revolving in value.

C.The buyer has less liability under the documentary credit revolving in value.

D.The banks are involved in less liability by issuing the documentary credit revolving in value.

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第8题

听力原文:The foreign banks should have set up a representative office in China two years b
efore they can apply for a branch.

(2)

A.The foreign banks should have set up a representative office.

B.The foreign banks can't apply for a branch.

C.The foreign banks can't expand business in China.

D.The foreign banks are forbidden to set up a representative office.

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第9题

听力原文:Reputation risk is particularly damaging for banks since the nature of their busi
ness requires maintaining the confidence of depositors, creditors and the general marketplace.

(5)

A.Depositors are usually full of confidence, but not the creditors.

B.Banks should maintain the confidence of depositors and creditors.

C.The nature of banks' business particularly damages their reputation.

D.Maintaining the confidence of depositors, creditors and the general marketplace particularly damages banks' reputation.

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第10题

听力原文:Banks that operate globally are multinational corporations and their management h
as the same profit motives that managers of non-financial corporations have.

(4)

A.Banks with global operations are also referred to as national corporations.

B.Both the banks and non-financial corporations have the same desire to make profit.

C.Managers of non-financial corporations have no profit motives.

D.Non-financial corporations are multinational and operate globally.

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