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听力原文：A certificate of deposit （CD) is a time deposit with a bank. Time deposits may no

听力原文： A certificate of deposit (CD) is a time deposit with a bank. Time deposits may not be withdrawn on demand like a check account. CDs are generally issued by commercial banks but they can be bought through brokerages. They bear a specific maturity date that usually lasts from 3 months to 5 years, a specified interest rate, and can be issued in any denomination, very similar to bonds. CDs offer a slightly higher yield than T-Bills because of the slightly higher default risk for a bank, but overall the likeliness of a large bank going broke is pretty slim. Of course, the amount of interest you earn depends on a number of factors such as the current interest rate environment, how much money you invest, the length of time, and your specific bank.

24. What is a CD？

25.Which of the followings generally issue CDs？

26.How long does a specific maturity usually last？

27.Why do CDs pay higher return to investors than T-bills？

(24)

A．A term deposit that can be drawn at any time.

B．A time deposit with a bank.

C．A current deposit.

D．A cheek account.

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更多“听力原文：A certificate of deposit …”相关的问题

第1题

听力原文：M: Could you tell me what specific document you will provide？W: Together with the

听力原文：M: Could you tell me what specific document you will provide？

W: Together with the draft, we'll also send you a complete set of bills of lading, an invoice, an export license, an insurance policy, a certificate of origin, and a certificate of inspection.

Q: What document the woman did not mention？

(14)

A．Bills of lading.

B．Consular invoice.

C．Insurance policy.

D．Certificate of origin.

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第2题

听力原文：W: Oh, no. It's five o'clock already, and I haven't finished my homework.M: Don't

听力原文：W: Oh, no. It's five o'clock already, and I haven't finished my homework.

M: Don't worry. That clock is fifteen minutes fast. You still have time to do it.

When does this conversation take place？

A．At 5:00.

B．At 5:15.

C．At 4:45.

D．At 4:15.

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第3题

听力原文：W: Hello, Mr. Black's office.M: Hello, may I speak with the educational advisor？W

听力原文：W: Hello, Mr. Black's office.

M: Hello, may I speak with the educational advisor？

W: I'm sorry. Mr. Black's not here this morning, I'm his secretary. May I help you？

M: Yes, I would like some information about English-language schools in the United States. I'm graduating from Kuwait University this year and I want to study for my master's degree in America.

W: Have you been accepted by an American university yet？

M: Yes, I've just been accepted at the University of Chicago, but the university wrote me that I have to take an intensive English course before entering their program.

W: Well... there are many schools in the U.S. that offer English courses. Perhaps you should come down and talk to Mr. Black.

M: Ok. Could you make an appointment for me？

W: Yes, would nine o'clock tomorrow be all right？

M: No, I'm sorry. I can't come then. I have an exam at that time. Could I come the day after tomorrow at ten o'clock？

W: Yes, that will be fine, I think. May I have your name and phone number？

M: Sure, my name is Suleiman Mohammed and my phone number is 6536667.

W: Thank you, Mr. Suleiman. We'll see you Wednesday, June ninth, at ten o'clock.

M: Thank you. Good-bye.

W: Good-bye.

(20)

A．Mr. Black's secretary.

B．Mr. Suleiman.

C．The educational advisor.

D．A teacher at the University of Chicago.

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第4题

A set of documents includes as follows: Invoice appears: 60 packages of goods Certificate o

A set of documents includes as follows:

Invoice appears: 60 packages of goods

Certificate of Origin appears: 60 boxes of goods

In accordance with UCP 500 Article 13a, as the word "packages" is different from "boxes", they are the discrepant documents.

But in accordance with UCP 600 Article 14d:

"Data in a document......need not be identical to, but must not conflict with, data in that document, any other stipulated document or the credit."

As "packages" is a general packing term, "box" is a concrete packing unit, these two words are not ______, so that invoice and certificate of origin are ______.

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第5题

听力原文：It is a great privilege for me to be invited to speak at the tenth year reunion o

听力原文： It is a great privilege for me to be invited to speak at the tenth year reunion of State University' s graduating class. When you arrived on campus today, after a decade, you were probably impressed by two changes at State:

one, the absence of University Tower, the first building constructed on the campus, and a historic landmark for many years; and two, the disappearance of parking lots on main campus.

Two years ago, University Tower was inspected and found to be unsafe. In spite of efforts to restore it, it was necessary to level the building. A bell tower was constructed on the same site, built for the most part using the good brick that was saved from the original building. The original bells were also preserved. As for the parking lots, they have been replaced by grass, trees, and pedestrian walkways. Parking is now located in parking garages on the North and West sides of the campus.

Two more subtle changes have occurred within the past decade. One is the creation and expansion of the Division of Continuing Education for the Community, including a Saturday and summer enrichment program for children, and an afternoon and evening special interest program for adult. The other is the addition of the student population of many young people from abroad, especially students from Japan, Latin America, and the Middle East, Most international students are enrolled in the College of Engineering and the college of Business.

And so, State is a different place, but like University Tower, it is built of the same brick. We are still committed to the same age old ideals "quality education for our citizens", but we have extended our commitment beyond the borders of our state and nation to encompass the citizens and nations of the world.

What is the occasion for the man's speech？

A．Graduation.

B．A class reunion.

C．The dedication of a new building.

D．The groundbreaking ceremony for a pedestrian walkway on campus.

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第6题

听力原文：W: Let's go into the penguin house.M: Great! I read that they've added a couple o

听力原文：W: Let's go into the penguin house.

M: Great! I read that they've added a couple of emperor penguins from Antarctica.

W: I was hoping to stay in the warmer section. You know, they have some penguins here from the Galapagos Islands-and that's practically on the equator.

M: But the emperor penguin's huge! It's a lot bigger than the Galapagos penguin—in fact, it's bigger than all the other penguins—almost four feet high.

W: Imagine a bird that size flying through the air...

M: Penguins don't actually fly.

W: I know that. They just sort of... waddle.

M: They swim, too. Even though they're feathered, their wings are more like flippers-they work like paddles in the water.

W: I thought they were land animals.

M: They lay their eggs on land. They make their nests in these enormous colonies called rookeries. See, the emperor penguin has this interesting nesting habit. The female bird leaves the ocean at the beginning of autumn. She lays an egg on the ice and then immediately returns to the water.

W: What happens to the egg？

M: The male rolls it onto his feet and then covers it with the lower part of his belly.

W: Then what？

M: For two whole months. During the worst part of the winter, he huddles together with other male penguins to keep the eggs warm.

W: So the female brings him food？

M: No. See, the penguin can fast for up to four months. The female comes back after the chick hatches. When she does, the male goes out to sea to get food for himself and the chick.

(23)

A．The zoo has built a rookery there.

B．He's writing a book about penguins.

C．He's interested in seeing a certain species.

D．It has recently been renovated.

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第7题

听力原文：[*] A．B．C．D．

听力原文：[*]

听力原文：[*] A．B．C．D．听力原文：[*]

此题为多项选择题。

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第8题

听力原文：A sheep is eating grass. A．B．C．

听力原文：A sheep is eating grass.

听力原文：A sheep is eating grass. A．B．C．听力原文：A sheep i

A．

B．

C．

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第9题

听力原文：What is Peter？ What is Peter？He is ______

听力原文：What is Peter？

What is Peter？

He is ______

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第10题

听力原文：Why do people want to save the whales Why do people want to save the whales Beca

听力原文：Why do people want to save the whales Why do people want to save the whales Beca听力原文：Why do people want to save the whales Why do people want to save the whales Because they help to __________between plants and animals.

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