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听力原文:When a savings account is opened in a bank, the depositor must sign a deposit agr

听力原文: When a savings account is opened in a bank, the depositor must sign a deposit agreement. By signing agreement, the depositor agrees to abide by the rules and regulations of the bank. At this time, a passbook may be given to the depositor. This is a small book in which the bank teller enters the date and amount of each deposit or withdrawal and initials the entry. The passbook is to be presented at the bank or mailed to the bank along with a deposit or withdrawal slip each time money is deposited or withdrawn from the account. An alternative practice for depositing or withdrawing money from a savings account is to give the depositor a small register for recording deposits and withdrawals and a pad of deposit withdrawal rotors. This procedure eliminates the use of the passbook.

24. What is the purpose of signing a deposit agreement?

25.What does a depositor do with a passbook?

26.What is the aim of a small register and a pad of deposit withdrawal forms?

(24)

A.To follow the bank's rules and regulations.

B.To have the right to make full use of the bank's facilities.

C.To open an account in the bank.

D.To protect the depositor's interest.

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第1题

听力原文:They specialize in long-term savings accounts and usually lend money for mortgage
s.

(5)

A.They usually hold savings accounts.

B.They have current accounts.

C.They specialize in long-term savings accounts and mortgages.

D.They deal in short-term savings accounts.

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第2题

听力原文:W: Will my deposit earn any interest?M: Certainly. Interest rate on savings accou

听力原文:W: Will my deposit earn any interest?

M: Certainly. Interest rate on savings accounts at the moment is 3%. If you opened a current account money, you wouldn't earn any interest.

Q: What would the interest rate be if the woman opened a current account?

(14)

A.3%.

B.5%.

C.11%.

D.None.

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第3题

听力原文:M: Time deposits are not allowed to be withdrawn without notice, is it?W: Yes, bu

听力原文:M: Time deposits are not allowed to be withdrawn without notice, is it?

W: Yes, but there is an exception. We can draw limited amount from a kind of time deposits called instant savings account at a time without giving any notice to the bank.

Q: What is the exception mentioned in the dialogue?

(13)

A.Time deposit.

B.Savings account.

C.Current account.

D.Instant savings account.

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第4题

听力原文:The rate of interest on savings accounts is usually a little lower than that on d
eposit accounts.

(5)

A.There is a higher rate of interest on deposit account.

B.There is a higher rate of interest on savings account.

C.The rate of interest on deposit accounts is always much higher than that on savings accounts.

D.The rate of interest on deposit accounts is usually much lower than that on savings accounts.

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第5题

听力原文:M: What about the interest rate?W: Well, the discount rate is given in accordance

听力原文:M: What about the interest rate?

W: Well, the discount rate is given in accordance with the terms of the bill, time of discount, the amount, the reputation of the drawee and the drawer.

Q: What are they talking about?

(14)

A.The interest rate of savings account.

B.The discounting rate for drafts.

C.The rediscounting rate.

D.The interest rate for loans.

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第6题

听力原文:M: All you need to open a savings account is $20. But in order to earn reasonable
interest you should maintain a balance of at least $ 2,000.

W: I only have $ 200 but I'll open an account anyway.

Q: What information does the man give the woman?

(12)

A.That she needs $200 to open an account.

B.That savings accounts earn low interest.

C.That she should not open an account.

D.That $ 2,000 will earn reasonable interest.

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第7题

听力原文:M: Can I make arrangements to open an automatic transfer account for my income ta
x payments?

W: Yes, of course. But you need to indicate what the regular and special transfers should be and we will automatically debit your account for them each month.

Q: What kind of account does the customer want to open?

(20)

A.A savings account.

B.A fixed account.

C.A check account.

D.An automatic transfer account.

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第8题

听力原文:Do you happen to know when I should return Jones’ call ()

A

C.

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第9题

听力原文:M: When does the plne tke off F: It hs beenrrnged to tke offt four fifte听力原文:
M: When does the plne tke off F: It hs beenrrnged to tke offt four fifteen but it’s delyed thirty minutes. For questions 1-8 you will her eight short recordings. For ech question mrk one letter () for the correctnswer. When does the plne tke off B. C.

A

C.

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第10题

听力原文:It's no secret that throughout history common stock has outperformed most financi

听力原文: It's no secret that throughout history common stock has outperformed most financial instruments. If an investor plans to have an investment for a long period of time, then their portfolio should be comprised mostly of stocks ; however, investors who don't have this kind of time should diversify their portfolios. For this reason, the concept of "asset allocation" was developed. Asset allocation is an investment portfolio technique that aims to balance risk and create diversification by dividing assets among major categories. The underlying principle of asset allocation is that the older a person gets, the less risk he or she should face. After you retire you may have to depend on your savings as your only source of income.

28. Throughout history, what kind of stock has outperformed most financial instruments?

29.What is the purpose of asset allocation?

30.What is the principle underlying the concept of asset allocation?

(28)

A.preferred stock

B.common stock

C.concept stock

D.cynical stock

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