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What risk does the bid-ask spread mostclosely measure:A.Liquidity risk.B.Credit spread

What risk does the bid-ask spread mostclosely measure:

A.Liquidity risk.

B.Credit spread risk.

C.Inflation risk.

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第1题

What does Lucia Dunn think might be a risk for the credit card issuing banks?A.They go b

What does Lucia Dunn think might be a risk for the credit card issuing banks?

A.They go bankrupt as a result of over-lending.

B.They lose large numbers of their regular clients.

C.Their clients leave their debts unpaid upon death.

D.Their interest rates have to be reduced now and then.

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第2题

如果一个人是风险规避者,这意味着什么?为什么有些人规避风险,而有些人又爱好风险?What does it mean to say that a person is risk averse? Why are some people likely to be risk averse while others are risk lovers?

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第3题

Eating an apple a day doesn&39; t keep the doctor away, but it does reduce the amount of t
rips you make to the drug store per year. That &39; s according to a new study that investigates whether there&39; s any truth in the old saying.

A team of researchers led by Dr Matthew Davis, of the University of Michigan School of Nursing,asked 8,399 participants to answer survey questions about diet and health. A total of 753 were apple eaters, consuming at least 149g of raw apple per day. The remaining 7, 646 were classed as non-apple eaters. When both groups answered questions on trips to the doctor and trips to the drug store per year,the apple eaters were found to be 27% less likely to visit the druggist for drugs.

Trips to the doctor were not significantly affected by apple consumption, though. "Evidence does not support that an apple a day keeps the doctor away. However, the small number of US adults who eat an apple a day does appear to use fewer prescription medications," the study concludes.

Apple eaters were also found to be less likely to smoke and be more likely to have a higher educational attainment than non-apple eaters. While apples do not compete with oranges, they docontain some immune (免疫的) system-increasing vitamin C, which may be why apple-eaters visit the druggist less. With over 8mg of vitamin C per medium-sized fruit, an apple can provide roughly 14% your daily recommended intake.

Previous studies have also linked apple consumption to a lower risk of Type 2 diabetes (二型糖尿病) ,improved lung function and a lower risk of colon (结肠) cancer.

44. How many non-apple eaters answered survey questions in the research?

A.149

B.7,646

C.753

D.8,399

What is the conclusion of the study?A.Apple consumption has greatly reduced US adults' trips to the doctor

B.An apple a day does keep the doctor away

C.Apples are far more nutritious than oranges

D.A small number of US adult apple eaters tend to take less medicine

What can we learn from the passage?A.Apples are better than oranges

B.Apples do have some vitamin C to increase the immune system

C.Apples can help cure certain diseases

D.Apples can provide people with sufficient daily intake of energy

What can be described as the writing style of this passage?A.Objective

B.Creative

C.subjective

D.persuasive

请帮忙给出每个问题的正确答案和分析,谢谢!

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第4题

In which risk assessment stage does the security auditor map the systems and resources

A.Penetration

B.Cancellation

C.Activation

D.Discovery

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第5题

Which of the following does not contribute to increased Schedule Risk?Alabor shortageBcont

Which of the following does not contribute to increased Schedule Risk?

A labor shortage

B contractor claims

C lack of access

D sponsor scope changes

E all may increase schedule risk

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第6题

If you’ve ever started a sentence with, “If I were you...” or found yourself scratching yo
ur head at a colleague’s agony over a decision when the answer is crystal-clear,there’s a scientific reason behind it. Our own decision-making abilities can become depleted over the course of the day causing indecision or poor choices, but choosing on behalf of someone else is an enjoyable task that doesn’t suffer the same pitfalls. The problem is “decision fatigue,” a psychological phenomenon that on the quality of your choices after a long day of decision making, says Evan Polman, a leading psychologist.

Physicians who have been on the job for several hours, for example, are more likely to prescribe antibiotics to patients when it’s unwise to do so. “Presumably it’s because it’s simple and easy to write a prescription and consider a patient case closed rather than investigate further,” Polman says.

But decision fatigue goes away when you are making the decision for someone else. When people imagine themselves as advisers and imagine their own choices as belonging to someone else, they feel less tired and rely less on decision shortcuts to make those choices. “By taking upon the role of adviser rather than decision maker, one does not suffer the consequences of decision fatigue,” he says. “It’s as if there’s something fun and liberating about making someone else’s choice.”

Getting input from others not only offers a fresh perspective and thought process, it often also includes riskier choices. While this sounds undesirable, it can be quite good, says Polman. “When people experience decision fatigue—when they are tired of making choices—they have a tendency to choose to go with the status quo (现状), he says. But the status quo can be problematic, since a change in the course of action can sometimes be important and lead to a positive outcome.”

In order to achieve a successful outcome or reward, some level of risk is almost always essential. “People who are susceptible to decision fatigue will likely choose to do nothing over something,” he says. “That’s not to say that risk is always good, but it is related to taking action, whereas decision fatigue assuredly leads to inaction and the possible chagrin(懊恼)of a decision maker who might otherwise prefer a new course but is unfortunately hindered.”

Just because you can make good choices for others doesn’t mean you’ll do the same for yourself, Polman cautions. “Research has found that women negotiate higher salaries for others than they do for themselves,” he says, adding that people slip in and out of decision roles.

What does the author say about people making decisions?

A.They may become exhausted by making too many decisions for themselves.

B.They are more cautious in making decisions for others than for themselves.

C.They tend to make decisions the way they think advantageous to them.

D.They show considerable differences in their decision-making abilities.

What does the example about the physicians illustrate?

A.Patients seldom receive due care towards the end of the day.

B.Prescription of antibiotics can be harmful to patients’health.

C.Decision fatigue may prevent people making wise decisions.

D.Medical doctors are especially susceptible to decision fatigue.

When do people feel less decision fatigue?

A.When they take decision shortcuts.

B.When they help others to make decisions.

C.When they have major decisions to make.

D.When they have advisers to turn to.

What are people likely to do when decision fatigue sets in?

A.They turn to physicians for advice.

B.They tend to make risky decisions.

C.They adopt a totally new perspective.

D.They refrain from trying anything new.

What does the passage say about taking some risk in decision making?

A.It is vital for one to reach the goal desired.

B.It is likely to entail serious consequences.

C.It will enable people to be more creative.

D.It will more often than not end in regret.

请帮忙给出每个问题的正确答案和分析,谢谢!

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第7题

Which of the following statement does NOT belong to the risk of shopping online for the buyers()?

A.Procedure of payment.

B.Fake goods.

C.Disclosure of Privacy.

D.Low delivery.

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第8题

Which one of the following statements is false regarding the calculation of the specific risk charge for the market risk capital rule?()

A.If the bank can demonstrate that its specific risk modeling captures all aspects of specific risk, a surcharge will not be required.

B.If a bank’s model captures the idiosyncratic variation in its debt and equity portfolios, but does not measure default and event risk, a model calculated surcharge should be added to the capital charge.

C.Specific risk includes default and event risk but not idiosyncratic variation.

D.If a bank’smodel does notmeasure specific risk, the surcharge for specific risk should be 100% of the standardized specific risk charge.

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第9题

7Which of the following does not contribute to increased Schedule Risk? A.labor shortage B

7 Which of the following does not contribute to increased Schedule Risk?

A. labor shortage

B. contractor claims

C. lack of access

D. sponsor scope changes

E. all may increase schedule risk

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第10题

The 2014 Ebola outbreak is the largest in history and the first Ebola outbreak in West Africa. Although the current epidemic does not cause a significant risk to other nations, many countries, includi

The 2014 Ebola outbreak is the largest in history and the first Ebola outbreak in West Africa. Although the current epidemic does not cause a significant risk to other nations, many countries, including China and the United States of America, have actually been working closely with the Ebola hit states. For example, the U.S. Centers for Disease Control and Prevention (CDC) is taking precautions at home besides its activities abroad.

CDC's team of “virus hunters” is supported by specialized public health teams both in West Africa and at the CDC Atlanta headquarters. Together, they offer continuous support to save lives and protect people. CDC works closely with a number of U.S. government agencies, national and international partners. CDC's experience of working with Ebola is important to the World Health Organization's growing West Africa Ebola response.

On Sept. 2, 2014, CDC Director, Tom Frieden called for more international partners to join this effort. “The sooner the world comes together to help West Africa, the safer we all will be. We know how to stop this outbreak. There is a window of opportunity to do so the challenge is to scale up the massive response needed to stop this outbreak.”

CDC's response to Ebola is the largest international outbreak response in CDC's history with over 100 disease specialists on the ground in West Africa, supported by hundreds of public health emergency response experts stateside , activated at Level 1, its highest level, because of the significance of this outbreak.

The CDC supports affected countries to establish Emergency Operations Centers at national and local levels and helps countries track the epidemic including using real-time data to improve real-time response.

Efforts in West Africa to identify those infected and track people who have come into contact with them are improving. The CDC is operating and supporting labs in the region to improve diagnosis and testing samples from people with suspected Ebola from around the world. Local health care systems are strengthened through communication, coordination with partners and training on infection control for health care workers and safe patient treatment.

26. How could we describe the 2014 Ebola outbreak?

A. The first one in western countries.

B. It did not ever threaten West Africa.

C. Not the first but the largest one.

27. The 2014 Ebola outbreak response was()?

A. an American stateside activity.

B. an international activity.

C. a regional activity.

28. What does the underlined word “massive” mean in Paragraph 3?

A. huge.

B. quick.

C. urgent

29. How many disease specialists from CDC have gone to West Africa for the Ebola response?

A. Less than 100.

B. A hundred.

C. More than 100.

30. What action does CDC take to respond to the large Ebola outbreak?

A. Work closely with governmental, national and international partners.

B. Call for more partners to join this effort.

C. Establish Emergency Operations Centers.

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