In the case of loans, the whole amount advanced is at once credited to the customer ’
A.time account
B.current account
C.savings account
D.loan account
A.time account
B.current account
C.savings account
D.loan account
第1题
A.time account
B.savings account
C.loan account
D.deposit account
第2题
Another possible source of loans are a life 【M1】______
insurance policy. When you study insurance,
you will learn that some types of life insurance
have cash or loan value. Anyone who owns 【M2】______
this type of insurance may borrow up to
the number of its cash value. 【M3】______
Life insurance loans are easy to obtain.
Tile rate charged is less than that for almost
any other type of loan available for consumers. 【M4】______
This is because the lender takes none risk. 【M5】______
Also, borrowers may take as long as they want
to repay their loans. Although that may seem
likely an advantage, it can also be a disadvantage 【M6】______
When a borrower is not required to
repay a loan within certain period of time, it is easy 【M7】______
to let it run on and on. This increases the dollar
cost of a loan as the loan continues. Also the 【M8】______
amount the insurance company will pay for case 【M9】______
of death is reduced by the amount of the loan.
For example, suppose that someone with
$10,000 of insurance borrows $2,000
and dies, leaving the loan unpaying. The insurrance 【M10】______
company would pay only $8,000 to the
person entitled to receive the money. Of
course, if the $2,000 loan had been obtained
from another source, it would still have to be paid.
【M1】
第3题
Such loans with good repayment prospects are called "hard loans".()
第5题
A.There is evidence that considerable economies of scale exist in credit card loans.
B.Credit cards loans cannot act as installment loans.
C.Credit cards loans are very inconvenient for consumers.
D.Credit cards loans are very inflexible for consumers.
E.All of the options are tru
E.
第6题
A bank advance can take two forms, loans or ___.
A.draft
B.feneration
C.lease
D.over draft
第7题
A.awards
B.loans
C.funds
D.rewards
第8题
Aliens, semantic loans, translation-loans and denizens are all borrowings.()
第9题
A.prospective
B.consistent
C.dubious
D.glamorous
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